How to Prevent Cancellation of Homeowner’s Insurance Over Dirty Roofs


Insurance companies can be our best friends. When a nasty hail storm rips through town, our insurance policies are there to help repair the damage. In fact, many of our roofing projects are the result of insurance claims. We have developed great relationships with many insurance companies. But, just like any kind of insurance, if you don’t maintain your property correctly, you risk having your insurance policy canceled. When a storm blows through and your roof sustains hail damage or wind blows off a bunch of shingles, your roof becomes a top priority. After all, it’s your roof that protects you from all of the elements.

But when there isn’t a storm or any damage to your home, you probably don’t give your roof a second thought. But that might be changing. A recent trend in insurance companies cancelling policies due to improper roof maintenance has forced policy holders to pay closer attention to the status of their roofs.

Moss and Algae on Your Roof?

Your policy might be canceled or your claim may be rejected. The problem is that large concentrations of bacteria grow on your roof, specifically on north-facing surfaces and shaded regions. This mold and mildew eats away at your shingles, eventually causing the need to have your roof replaced. Many homeowners are under the impression that a streaky roof is simply a cosmetic issue. More and more homeowners are starting to see the additional benefits that include increased curb appeal, a more efficient home and an overall increase in value of the home. Our roof cleaning Indianapolis team has now expanded to several of our outer markets to keep up with the growing demand. But perhaps the most important reason of all is to properly maintain your roof to avoid cancellation of your insurance policy or denied future claims.

By being informed and proactive, homeowners can take measures to prevent rejected claims and to eliminate the threat of cancelled insurance policies.